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Travel Insurance

Insurance for holidays departing in 2018/19

We strongly recommend insurance on our holidays, prices as follows:

UK            £15 – up to 3 days / £24 – 5 days / £30 – 6 to 10 days (other periods on request).
Europe     £23 – up to 3 days / £32 – 5 days / £39 – 6 to 10 days (other periods on request).

UK – premiums for passengers aged 70+ will be increased by £10.
Europe - premiums for passengers aged 70+ will be increased by £30.

This insurance is only available to persons who are permanently resident and domiciled in the UK and is valid for travel between 01/04/2018 and 31/12/2019. Cover details are shown below separately for 2018 and 2019.


Holiday  Insurance Conditions for holidays departing in 2018

We have joined forces with Global Travel Insurance Services Ltd to arrange a holiday insurance policy specially designed with our holidays in mind. This policy is insured by ETI – International Travel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are Licensed by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority to undertake insurance business in the UK.

We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Intana Global. The following is a brief summary of the cover available. Full details of the cover, conditions and exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.

SECTION OF COVER

MAXIMUM SUMS INSURED AND / OR BENEFITS PER PERSON

MAXIMUM EXCESS PER PERSON

 

 

 

Cancellation

£3,000

£75 or more depending on your age and medical conditions

 

Travel Delay (Non-UK)

£60 Travel Delay

£3,000 Holiday Abandonment

Nil Travel Delay

£50 Holiday Abandonment

Missed Departure (Non-UK)

£500

Nil

Personal Accident

£15,000 (subject to age)

Nil

Medical & Other Expenses (Including Curtailment)

£5,000,000

£75 or more depending on your age and medical conditions

 

Hospital Benefit (Non-UK)

£300 (£15 per day)

Nil

Baggage & Personal Money

£2,000 Baggage / £500 Personal Money (cash limited to £250)/ £75 Delayed Baggage

Nil Delayed Baggage

£50 Baggage & Personal Money

Loss of Passport and / or Visa Expenses

£200

Nil

Personal Liability

£2,000,000

£250

Legal Expenses

£25,000

Nil

 

A special feature of this policy is that you only need to declare your pre-existing medical conditions if you are travelling to North America, South America or the Caribbean. If you are you will need to call Mediscreen on 0344 892 1698. The office hours are 9am to 5pm Monday to Friday excluding Bank Holidays.

Otherwise the Special Conditions of this policy are as follows:

  1. No trip is booked or undertaken against medical advice or for the purpose of obtaining medical treatment.
  2. If your health changes after the start date of your policy you must contact us to make sure that your cover is not affected.
  3. If you have a medical condition, you must obtain at least verbal confirmation from your medical practitioner that there is no reason why you should not travel.
  4. If you already suffer from or have a history of any medical condition and have to make a claim under Sections 1 or 5 arising from the medical condition, the standard level of policy excess is increased as follows:
    1. The excess under Section 1 and Section 5 (curtailment only) is increased to £150.
    1. if you are aged 65 or less the excess under Section 5 is increased to £500 (excluding curtailment).
    2. if you are aged 66 to 75 years the excess under Section 5 is increased to £500 (excluding curtailment).
    3. if you are aged 76 to 90 years the excess under Section 5 is increased to £1,500 (excluding curtailment).

 

You must also refer to What is not covered in Sections 1, 4 and 5.

This policy is only available to residents of the United Kingdom. The definition of residents of the United Kingdom is any person who is staying in or has lived in the United Kingdom for more than 12-months, or if studying or working in the United Kingdom for more than 6-months.

Travel Editions Group Ltd is an Appointed Representative of Global Travel Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority (their firm reference is 305686) and which is permitted to advise and arrange general insurance contracts.

Our status can be checked on the Financial Conduct Authority Register by visiting www.fca.org.uk or calling 0845 606 9966.

 

Holiday Insurance Conditions for holidays departing in 2019

We have arranged with Global Travel Insurance Services Ltd a holiday insurance policy specially designed with our holidays in mind. This policy is insured by ETI – International Travel Protection (ERV), the UK branch of Europäische Reiseverscherung AG, who are Licensed by the Bundesanstalt für Finanzdienstleistungsaufsicht (BAFIN – www.bafin.de) and approved by the Financial Conduct Authority to undertake insurance business in the UK.
We summarise below the details of the insurance cover provided which also includes 24-hour emergency service from Towergate Assistance. The following is a brief summary of the cover available. Full details of the cover, conditions and exclusions will be forwarded with your confirmation of booking. In any event you may ask for a specimen copy of the policy wording before booking should you wish to examine this in advance.

SECTION OF COVER

MAXIMUM SUMS INSURED AND / OR BENEFITS PER PERSON

MAXIMUM EXCESS PER PERSON

 

 

 

Cancellation

£3,000

£75 or more depending on your age and medical conditions. See special conditions below

 

Travel Delay

£60 (£20 after 12 hours and £10 per 12 hours delay thereafter)

Abandonment of trip up to £3,000 (after 12 hours delay)

Nil Travel Delay

£50 Holiday Abandonment

Missed Departure (Non-UK)

£500

Nil

Personal Accident

£15,000 (subject to age)

Nil

Medical & Other Expenses (Including Curtailment)

Up to £5,000,000 including £250 emergency dental treatment, additional accommodation, travelling/repatriation expenses if you are hospitalised or have to stay beyond your return date (limited to £1,500 for trips solely within the United Kingdom), £5,000 for return of body or ashes (limited to £2,500 for death in the United Kingdom), £2,500 for funeral expenses abroad, £100 for taxi fares and telephone calls necessarily incurred, curtailment costs up to £3,000 and additional travelling expenses if you have to return home early (limited to £300 for trips solely within the United Kingdom)

£75 or more depending on your age and medical conditions

 

Hospital Benefit 

£300 (£15 per day)

Nil

Baggage & Personal Money

Up to £2,000 baggage, £75 delayed baggage, valuables total £200, single article limit £200 and £500 for personal money (cash limited to £250) and £50 for children aged under 16

Nil Delayed Baggage

£50 Baggage & Personal Money

Loss of Passport and / or Visa Expenses

 Up to £200 including loss or theft of your visa

Nil

Personal Liability

£2,000,000

£250

Legal Expenses

£25,000

Nil

 

A special feature of this policy is that you only need to declare your medical conditions if you are travelling to North America, Central America or the Caribbean. If you are you will need to call Mediscreen on 0344 892 1698.
Otherwise the Special Conditions of this policy are as follows:
1. No trip is booked or undertaken against medical advice or for the purpose of obtaining medical treatment.
2. If your health changes after the start date of your policy you must contact the insurer to make sure that your cover is not affected.
3. If you have a medical condition, you must obtain written confirmation from your medical practitioner that there is no reason why you should not travel.
4. If you already suffer from or have a history of any medical condition and have to make a claim under Sections 1 or 5 arising from the medical condition, the standard level of policy excess is increased as follows:
a) The excess under Section 1 and Section 5 (curtailment only) is doubled.
b) If you are aged 65 years or less the excess under Section 5 is increased to £500 (not including curtailment).
c) If you are aged 66 to 75 years the excess under Section 5 is increased to £1,000 (not including curtailment).
d) If you are aged 76 to 90 years the excess under Section 5 is increased to £1,500 (not including curtailment).
There are also some main health exclusions that apply to all persons as follows:
1. Where you (or any person upon whose health the trip depends) have or have had symptoms which are awaiting or receiving investigation, tests, treatment, referral or the results of any of the foregoing, unless we have agreed in writing to cover you.
2. Any terminal illness suffered by you (or any person upon whose health the trip depends).
3. Any medical condition for which you (or any person upon whose health the trip depends) have within 12 months prior to the date of issue of this insurance been diagnosed with a medical condition or have been admitted or undergone a procedure/ intervention.
4. Any claims on medical grounds where you fail to provide a medical certificate or other suitable evidence from a medical practitioner of the need to cancel the trip.
This policy is only available to residents of the United Kingdom. The definition of residents of the United Kingdom is any person who is staying in or has lived in the United Kingdom for more than 12-months, or if studying or working in the United Kingdom for more than 6-months.

Travel Editions Group Ltd is an Appointed Representative of Global Travel Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority (firm reference 305686) being permitted to advise and arrange general insurance contracts.

Our status can be checked on the Financial Conduct Authority Register by visiting www.fca.org.uk or calling 0845 606 9966.