Travel Insurance 

 

Please click here for a link to our 2021 Insurance Product Information Document (IPID)  

Travel Insurance for holidays departing from 01/01/2021 to 31/12/2021.

This insurance is only available to persons who are permanently resident and domiciled in the UK.

We strongly recommend insurance on our holidays, prices as follows:

2021 DEPARTURES          UK (up to 69yrs)                UK (70+yrs)                        Europe (up to 69yrs)                       Europe (70+yrs)

up to 3 days                        £15                                         £29                                         £23                                                         £53

up to 5 days                        £24                                         £34                                         £39                                                         £69

up to 10 days                     £30                                         £40                                         £49                                                         £86

Click here for 2021 Policy details

Please click here for a link to our 2022 Insurance Product Information Document (IPID) 

Travel Insurance for holidays departing from 01/01/2022 to 31/12/2022.

This insurance is only available to persons who are permanently resident and domiciled in the UK.

We strongly recommend insurance on our holidays, prices as follows:

2022 DEPARTURES          UK (up to 69yrs)                UK (70+yrs)                        Europe (up to 69yrs)                       Europe (70+yrs)

up to 3 days                        £19                                         £38                                         £29                                                         £58

up to 5 days                        £24                                         £48                                         £39                                                         £78

up to 10 days                     £30                                         £60                                         £49                                                         £98

Click here for 2022 Policy details

Holiday Insurance Conditions for holidays departing in 2021/2022

Travel Editions Group Ltd - Holiday Insurance We have arranged with Global Travel Insurance Services Ltd a holiday insurance policy specially designed with our holidays in mind. This insurance is underwritten by Great Lakes Insurance SE. Great Lakes Insurance SE is a German insurance company with its headquarters at Königinstrasse 107, 80802 Munich. UK Branch office: 10 Fenchurch Avenue, London, EC3M 5BN, company number SE000083. Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority: register number 769884. This policy is administered by ERGO Travel Insurance Services Ltd (ETI): registered in the UK, company number 11091555. Authorised and regulated by the Financial Conduct Authority, register number 805870 and registered office: 10 Fenchurch Avenue, London, EC3M 5BN. Details about the extent of GLISE’s and ETI’s authorisation and regulation by the Prudential Regulation Authority and the Financial Conduct Authority are available on request. 

SECTION OF COVER MAXIMUM SUMS INSURED AND / OR BENEFITS PER PERSON MAXIMUM EXCESS PER PERSON
1 – Cancellation Up to £3,000 £50 or more depending on your age.
2 – Travel delay 1) Delayed departure up to £60 (£20 after 12 hours and £10 per 12 hours delay thereafter) or 2) Abandonment of trip up to £3,000 (after 12 hours delay) £50 for abandonment only
3 – Missed departure Up to £500 for trips outside the United Kingdom No excess
4 – Personal accident Up to £15,000 (subject to age) No excess
5 - Medical and other expenses (including curtailment) Up to £5,000,000 including £250 emergency dental treatment, additional accommodation, travelling/repatriation expenses if you are hospitalised or have to stay beyond your return date (limited to £1,500 for trips solely within the United Kingdom), £5,000 for return of body or ashes (limited to £2,500 for death in the United Kingdom), £2,500 for funeral expenses abroad, £100 for taxi fares and telephone calls necessarily incurred, curtailment costs up to £3,000 and additional travelling expenses if you have to return home early (limited to £300 for additional travel expenses for trips solely within the United Kingdom) £75 (£50 Curtailment) or more depending on your age.
6 – Hospital benefit £15 per day up to a maximum of £300 for trips outside the United Kingdom No excess
7 – Personal property Up to £2,000 baggage, £75 delayed baggage (after 12 hours), valuables total £200 in all, single article limit £200 and £500 for personal money (cash limited to £250, reduced further to £50 for children aged under 16) £50 except for delayed baggage
8 – Loss of passport expenses Up to £200 including loss or theft of your visa outside the United Kingdom No excess
9 – Personal liability Up to £2,000,000 £250
10 – Legal costs and expenses Up to £25,000 No excess
11 - COVID-19 cover 1. Cancellation up to £3,000 2. Curtailment up to £3,000 3. Medical and other expenses up to £1,000,000 (outside the United Kingdom) Between £50 and £150 (subject to age) cancellation and curtailment Between £75 and £250 (subject to age) medical and other expenses reduced to Nil for confinement benefit. A special feature of this policy is that you only need to declare your medical conditions if you are travelling to North America, Central America or the Caribbean. If you are you will need to call MediScreen on 0344 892 1698. Otherwise the Special Conditions of this policy are as follows: 1. No trip is booked or undertaken against medical advice or for the purpose of obtaining medical treatment. 2. If your health changes after the start date of your policy you must contact the insurer to make sure that your cover is not affected. 3. If you have a medical condition, you must obtain confirmation from your medical practitioner that there is no reason why you should not travel. There are also some main health exclusions that apply to all persons as follows: 1. Where you (or any person upon whose health the trip depends) have or have had symptoms which are awaiting or receiving investigation, tests, treatment, referral or the results of any of the foregoing, unless we have agreed in writing to cover you. 2. Any terminal illness suffered by you (or any person upon whose health the trip depends). 3. Any medical condition for which you (or any person upon whose health the trip depends) have within 12 months prior to the date of issue of this insurance been diagnosed with a medical condition or have been admitted or undergone a procedure/ intervention. 4. Any claims on medical grounds where you fail to provide a medical certificate or other suitable evidence from a medical practitioner of the need to cancel the trip. IMPORTANT The following General Exclusions apply to this policy: 1. Any epidemic or pandemic as declared by the World Health Organisation. 2. Any coronavirus including but not limited to COVID-19, or any related/mutated form of the virus. This exclusion does not apply to COVID-19 claims under Section 11 COVID-19 cover of this policy.

MEDICAL SCREENING: If you are travelling outside the United Kingdom you should inform MediScreen of any medical conditions that may affect the Underwriters acceptance of your cover. Please therefore telephone MediScreen on 0344 892 1698 to inform them if anyone to be covered by this policy or any person upon whose health the trip depends: a. Has an existing or on-going medical condition b. Is taking any prescribed medication c. Has or has had any condition still requiring periodic review d. Is awaiting any tests, treatment, investigation, referral or results of these. Failure to notify them may cause your circumstances to fall within a policy exclusion. If Your health changes after the date of issue of Your policy You must contact MediScreen to make sure that Your cover is not affected. If you are travelling within the United Kingdom, there is no requirement for you to declare your medical conditions. However to be covered for any medical conditions you have or have had, you must be able to comply with the following health conditions: 1. No trip is booked or undertaken against medical advice or for the purpose of obtaining medical treatment. 2. If your health changes after the start date of your policy you must contact us to make sure that your cover is not affected. 3. If you have a medical condition, you must obtain confirmation from your usual general medical practitioner that there is no reason why you should not travel. There are also some main health exclusions that apply to all persons as follows: 1. Where you (or any person upon whose health the trip depends) have or have had symptoms which are awaiting or receiving investigation, tests, treatment, referral or the results of any of the foregoing, unless we have agreed in writing to cover you. 2. Any terminal illness suffered by you (or any person upon whose health the trip depends). 3. Any medical condition for which you (or any person upon whose health the trip depends) have within 12 months prior to the date of issue of this insurance been diagnosed with a medical condition or have been admitted or undergone a procedure/ intervention. 4. Any claims on medical grounds where you fail to provide a medical certificate or other suitable evidence from a medical practitioner of the need to cancel the trip.

MAIN HEALTH EXCLUSIONS 1. No trip is booked or undertaken against medical advice or for the purpose of obtaining medical treatment. 2. If your health changes after the start date of your policy you must contact the insurer to make sure that your cover is not affected. 3. If you have a medical condition, you must obtain confirmation from your medical practitioner that there is no reason why you should not travel. There are also some main health exclusions that apply to all persons as follows: 1. Where you (or any person upon whose health the trip depends) have or have had symptoms which are awaiting or receiving investigation, tests, treatment, referral or the results of any of the foregoing, unless we have agreed in writing to cover you. 2. Any terminal illness suffered by you (or any person upon whose health the trip depends). 3. Any medical condition for which you (or any person upon whose health the trip depends) have within 12 months prior to the date of issue of this insurance been diagnosed with a medical condition or have been admitted or undergone a procedure/ intervention. 4. Any claims on medical grounds where you fail to provide a medical certificate or other suitable evidence from a medical practitioner of the need to cancel the trip.

IMPORTANT The following General Exclusions apply to this policy: 1. Any epidemic or pandemic as declared by the World Health Organisation. 2. Any coronavirus including but not limited to COVID-19, or any related/mutated form of the virus. This exclusion does not apply to COVID-19 claims under Section 11 COVID-19 cover of this policy.

This policy is only available to residents of the United Kingdom. The definition of residents of the United Kingdom is any person who is staying in or has lived in the United Kingdom for more than 12-months, or if studying or working in the United Kingdom for more than 6 months. Travel Editions Group Ltd is an Appointed Representative of Global Travel Insurance Services Ltd who is authorised and regulated by the Financial Conduct Authority (firm reference 305686) being permitted to advise and arrange general insurance contracts. Our status can be checked on the Financial Conduct Authority Register by visiting www.fca.org.uk or calling 0845 606 9966.